VA loans can be used to purchase homes with accessory dwelling units, but zoning, appraisal treatment, and property classification all matter. We explain how VA appraisers evaluate ADUs, what buyers should verify locally, and why projected rental income needs lender review. For Chicagoland buyers, checking those details early can prevent problems later in the transaction.

Considering adding an Additional Dwelling Unit (ADU) to your Chicago property? In this post, we'll explore the process of adding an ADU to a building located in a non-ADU zone. Chicago's 2020 pilot program aimed to legalize basement, attic, or coach house units, expanding affordable housing. While challenging, it's possible with the right team—attorneys, architects, and aldermanic support. By navigating the process strategically, you can unlock the full potential of your investment.