VA loans can be used to purchase homes with accessory dwelling units, but zoning, appraisal treatment, and property classification all matter. We explain how VA appraisers evaluate ADUs, what buyers should verify locally, and why projected rental income needs lender review. For Chicagoland buyers, checking those details early can prevent problems later in the transaction.

Assumable VA loans let buyers take over a seller's existing mortgage, including their lower interest rate, saving hundreds per month in today's market. This post covers how assumptions work, what to watch out for, and how military buyers can stack VA benefits for maximum impact. We break down everything veterans and active-duty service members need to know.