Fall gives Chicago home buyers fewer rivals, more motivated sellers, and a chance to see how a house handles cold and rain. We explain how to read days on market, negotiate terms beyond price, and weigh mortgage rates against competition. Veterans also get a look at the VA Energy Efficient Mortgage for fixing the drafts a fall tour can reveal.

Buying a home in today's market shouldn't mean running on a financial treadmill. By combining a classic Chicagoland multi-family property with zero-to-low down payment loan options, you can let your tenants build your equity for you. Discover how to leverage VA and FHA benefits to break the rent cycle and jumpstart your investment portfolio.